| Cattlemen's Mortgage &
Investment Corporation Privacy Notice |
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In the course of our business relationship with you, we collect information about you that is necessary to provide you with our products and services. We treat this information as confidential and recognize the importance of protecting it. We value your confidence in us.
Information We Collect We collect and maintain information about you to provide you with a mortgage loan. We collect certain information ("nonpublic personal information") about you from credit reports and other following sources: - Information we receive from you on applications or other forms, such as your Social Security number, assets, income, and property information; - Information about your transactions with us, our affiliates or others, such as another mortgage lender; - Information we receive from a consumer reporting agency such as credit report information and county recorders office.
At Cattlemen's Mortgage & Investment Corp., our customers are our most valued assets. Protecting your privacy is important to us. We restrict access to personal information about you to those individuals, such as our employees and agents, who provide you with our products and services. We require those individuals to whom we permit access to your customer information to protect it and keep it confidential. We maintain physical, electronic and procedural safeguards that comply with applicable regulatory standards to guard your nonpublic personal information. We do not disclose any nonpublic personal information about you, as our customer or former customer, except as described in this notice. We may disclose the nonpublic personal information we collect about you, as described above, to companies that perform credit reports, title reports, loan approval or decline and appraisers and to other third parties, all as permitted by law. We are permitted to disclose information you provide us to third party lenders who are offering certain products that may be suited for your loan request, such as a second mortgage.
The Cattlemen's Mortgage and Investment Corp. family encompasses Investors Trustee Services, Inc. Sharing information enables our affiliate to offer you a more complete range of products and services. We may disclose nonpublic personal information, as described above in Information We Collect, to our affiliates, which include: - Trustee Sale Services for the buyer of your promissory note and deed of trust. - Non-financial service providers, such as management companies and attorneys-in-fact. We are permitted by law to share with our affiliates our transaction and experience information with you. In addition, we may share with our affiliates consumer report information, such as information from credit reports and certain application information, that we have received from you and from third parties, such as consumer reporting agencies and landlords.
We reserve the right to change our privacy practices in the future, which may include sharing nonpublic personal information about you with nonaffiliated third parties. Before we do that, we will provide you with a revised privacy notice and give you the opportunity to opt out of that type of information sharing. We are providing this notice to the named borrower of the loan application residing at the mailing address to which we send your loan and payment information. If there is more than one borrower, only the named primary borrower will receive this notice, though any borrower may request a copy of this notice. You may receive more than one copy of this notice if you have more than one loan with Cattlemen's Mortgage & Investment Corp. You also may receive notices from affiliates, other than those listed below. Please read those notices carefully to determine your rights with respect to those affiliates' privacy practices.
This notice is required by federal law. If you would like additional information about these federal laws, please contact your local office of the Department of Housing and Urban Development.
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