About the Company
Arizona Mortgage Broker License - MB-0010078              NMLS-164721
© 2003-2011 Cattlemen's Mortgage & Investment Corp.
MB-0010078        NMLS-164721
4008 N. 15th Avenue • Phoenix • Arizona • 85015
(602) 230-9393
Cattlemen's Mortgage & Investment Corporation ("Cattlemen's") is licensed as a mortgage broker incorporated in 1991. We are a family owned Arizona business managed by Mitchel S. Medigovich, Sr. and Gay Vandas. Cattlemen's specializes in private money loans for first and second Deeds of Trust serving the Arizona counties of Maricopa, Yavapai, Pinal and Coconino.
About Us
Mitchel S. Medigovich, Sr., President
Certified Mortgage Consultant, Realtor®

email: mmedigovich@cattlemensmortgage.net

Mortgage Loan Originator License #120752
President, Cattlemen's Mortgage & Investment Corporation
Founder and Director of the Institute of Mortgage and Real Estate Education, Inc.
President, Investors Trustee Services, Inc.
Educational Activities:

Certified to teach by Arizona Department of Real Estate, Arizona Department of Financial Institutions and the National Mortgage Licensing System. Subjects include:
Finance
Real Estate
Mortgage Lending
Mortgage Brokerage
Appraisal
Foreclosure Law
Appraiser of mortgages, notes and mortgage financial contracts
Member of Camelback Kiwanis
Past President, Arizona Association of Mortgage Brokers
Mortgage Broker of the Year in 1991 & 1995
Member of the National Association of Realtors
Member of the Arizona Association of Realtors
Member of the Arizona Trustee Association
Member of the Phoenix Association of Realtors
Activities & Acknowledgments:
International Activities:
Consultant/Instructor for contractors to U. S. Agency for International Development
Consultant to bank is the Republics of Ukraine, Kazakhstan, Bulgaria, Egypt, Mongolia, South Africa, Vietnam, Mexico
Editor of the Global Mortgage Tool Kit
Contributing author - Vietnam Mortgage Tool Kit
Contributor to Indonesian Lending Operations Manual
Areas of Expertise:
Evaluation of the health and safety of a bank
Loan workout procedures and credit policy
Training of Financial Analysis and Collateral Evaluation
Training on Bank Profit Center Accounting
Evaluation of Mortgage Lender Licensing laws
Risk Analysis & Mitigation
International Best Practices for Mortgage Lending
Adaption of the Global Mortgage Tool Kit
Basel II
NPL Management
Housing - Commercial, Construction & SME Lending
Gay L. Vandas, Secretary/Treasurer

email: gvandas@cattlemensmortgage.net
B. A., Colorado State University
Secretary/Treasurer, Cattlemen's Mortgage & Investment Corporation
Secretary/Treasurer, Investors Trustee Services, Inc.
Secretary/Treasurer, Institute of Mortgage & Real Estate Education, Inc.
As one of the owners and founders of Cattlemen's Mortgage & Investment Corporation, Investors Trustee Services, Inc., and the Institute of Mortgage & Real Estate Education, Inc., Gay handles all accounting, office and personnel management and business operations.
Tammy L. Medigovich, Vice President
Mortgage Loan Originator, Realtor ®

email: tmedigovich@cattlemensmortgage.net

Mortgage Loan Originator License #183068
Masters Degree in Organizational Management
Licensed Mortgage Loan Originator
Certified Instructor with the Arizona Department of Real Estate
Certified Instructor with the National Mortgage Licensing System (NMLS)
Tammy has nearly 20 years of marketing experience in the banking and real estate industries. She assistes real estate and mortgage professionals in building their business with key marketing strategies and promotional campagns. Additionally, she teaches a variety of mortgage and real estate related courses in the area of finance and lending.

As a Mortgage Loan Originator at Cattlemen's Mortgage & Investment Corporation, Tammy assists borrowers and industry professionals with private money loans.

As a Realtor® she provides her clients with top notch service and expertise when buying or selling real estate.
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